How to calculate Stripe fees on $100?

On $100, Stripe fee = ($100 × 2.9%) + $0.30 = $2.90 + $0.30 = $3.20. You receive $96.80. Use our Stripe fee calculator above for any amount.

Stripe Fee Calculator 2026: How Are Stripe Fees Calculated?

💳 Over 50,000 businesses use this tool. Our FREE Stripe fee calculator 2026 answers: "How are Stripe fees calculated?" Get instant processing fee estimates for US, international, and recurring payments.

🔥 Popular calculations: $100 transaction → $3.20 fee · $500 transaction → $14.80 fee · $1,000 transaction → $29.30 fee.

How Are Stripe Fees Calculated? Complete 2026 Guide

📊 Stripe Fee Formula

Stripe Fee = (Transaction Amount × 2.9%) + $0.30

Example: $100 transaction = ($100 × 0.029) + $0.30 = $3.20 fee → You receive $96.80

💳 Stripe Processing Fees Table

Amount	Fee	You Receive
$10	$0.59	$9.41
$50	$1.75	$48.25
$100	$3.20	$96.80
$250	$7.55	$242.45
$500	$14.80	$485.20
$1,000	$29.30	$970.70

🌍 Additional Stripe Fees

International card: +1.5% fee
Currency conversion: +1-2%
Refunds: $0.15 fee (original fee NOT refunded)
Dispute fee: $15 (win or lose)
Manual entry: +0.5% fee

📊 Stripe vs Competitors (2026 Rates)

Stripe: 2.9% + $0.30 — Best for online businesses
PayPal: 2.99% + $0.49 — Slightly higher
Square: 2.6% + $0.10 — Better for in-person
PayPal Pay Later: 4.99% + $0.49 — Higher but deferred payments

❓ Frequently Asked Questions About Stripe Fees

How are Stripe fees calculated?

Stripe fees are calculated as: (Transaction Amount × 2.9%) + $0.30 for US transactions. For international cards, add 1.5% cross-border fee. For currency conversion, add 1-2%. Example: $100 transaction = ($100 × 0.029) + $0.30 = $3.20 fee, you receive $96.80.

What is Stripe's processing fee for $100?

On $100, Stripe fee = ($100 × 2.9%) + $0.30 = $2.90 + $0.30 = $3.20. You receive $96.80. The effective rate is 3.2%.

Does Stripe charge monthly fees?

No, Stripe has no monthly or setup fees. You only pay per transaction. This makes it ideal for startups and small businesses.

Does Stripe charge for refunds?

Yes, Stripe charges a $0.15 fee for each refund processed. The original transaction fee (2.9% + $0.30) is NOT refunded. You lose both fees on refunded transactions.

What is Stripe's dispute fee?

Stripe charges a $15 dispute fee for each chargeback, regardless of whether you win or lose. You also forfeit the original transaction fee.

How to calculate Stripe fees for high volume?

For high-volume businesses (over $80,000/month), Stripe offers custom pricing. Contact Stripe sales for volume discounts. Typical rates range from 2.5% + $0.25 to 2.7% + $0.25 depending on volume.

⚠️ Stripe Fee Disclaimer (Updated May 16, 2026)

This Stripe fee calculator 2026 provides estimates based on standard Stripe pricing (2.9% + $0.30). Actual fees may vary based on your specific Stripe account type, volume discounts, promotional rates, and international factors. Always check your Stripe dashboard for exact fees.

Last Update: May 16, 2026 | Standard Rate: 2.9% + $0.30 | Users: 50,000+ businesses

Stripe Fee Calculator 2026: How Are Stripe Fees Calculated? Free Processing Fee Estimator

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