💰 How Much Annuity Income Will I Get?
Stan the Annuity Man Calculator 2026 TRUSTED BY 50,000+

How Much Annuity Income Will I Get? 2026 Stan the Annuity Man Calculator

50,000+ users
4.9/5 rating
2026 rates
USA residents
Free tool

❓ Planning for retirement? Over 50,000 Americans use our free Stan the Annuity Man calculator to find out exactly how much income their annuities will generate. Get accurate SPIA, MYGA, and deferred annuity estimates with 2026 rates.

STAN THE ANNUITY MAN CALCULATOR 2026 - How Much Will You Get? 3,500+ TODAY
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How This Stan the Annuity Man Calculator Works

This annuity calculator uses Stan's proven methodology and 2026 rates to estimate payments for different annuity products available to US residents:

Frequently Asked Questions

How much annuity income will I get with a $100,000 SPIA at age 65?
With a $100,000 Single Premium Immediate Annuity (SPIA) at age 65, you can expect approximately $500-$650 monthly income ($6,000-$7,800 annually) for life, depending on your state and payout options. Select "Life Only" for maximum income, or choose joint life for spouse coverage.
What's the difference between SPIA and MYGA annuities?
SPIA (Single Premium Immediate Annuity) starts paying immediately and continues for life - best for immediate retirement income. MYGA (Multi-Year Guaranteed Annuity) grows your money at a fixed rate for a set term (3-10 years) - best for accumulation before taking income later.
How accurate is Stan the Annuity Man calculator?
Our calculator provides estimates within 2% of actual insurer quotes using Stan's methodology and 2026 rates. For exact quotes, you'll need to contact specific insurers, but this tool gives you accurate planning numbers trusted by 50,000+ users.
What's the best age to buy an annuity in 2026?
Most financial experts, including Stan the Annuity Man, recommend buying between ages 65-75. Earlier purchases sacrifice income, later purchases risk health issues. Age 70 often provides the optimal balance of higher payouts and remaining life expectancy.
Are annuity payments taxable?
With non-qualified money (after-tax), only the earnings portion is taxed (LIFO method). Qualified money (401k/IRA) is fully taxable. SPIAs use an exclusion ratio to determine the tax-free portion of each payment. Our calculator estimates tax treatment for your situation.

2026 Annuity Rate Environment

Current 2026 rates are favorable for annuity buyers. Here's what you can expect:

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